Sherzer Insurance

Port Orange/ South Daytona

(Original Location Since 1979)

Address: 3853 South Nova Rd.

Port Orange, FL 32127

Phone: 386-788-3500

Daytona Beach

(North Daytona, LPGA, Ormond Beach and Flagler)

Address: 110 Integra Breeze Ln. #1C   Daytona Beach, FL 32117

Phone: 386-868-2121

Cape Coral

(Serving all of Southwest Florida)

Address: 1227 Del Prado Blvd S Suite 201

Cape Coral, FL 33990

Phone: 239-673-9301


Flood

Flood Insurance in Florida

In Florida, we live in a high-risk area of hurricanes that can cause serious flooding to our homes and businesses and it is important to have a flood insurance policy that will protect you. At Sherzer Insurance in Daytona Beach, FL, we specialize in offering flood insurance services to our clients.

What Is Flood Insurance?

Flood insurance protects the structure of your home, as well as your personal items that are ruined or damaged by flooding. Because homeowner’s insurance doesn’t cover flood damage, your home must be insured under a separate flood policy.

Why Doesn’t My Home Insurance Cover Flooding?

Including flood coverage in comprehensive home insurance policies increases the premiums and deductibles, making it less likely for homeowners to buy and insurance carriers to sell the home insurance package. As a result, most homeowners insurance policies do not include flood damage in their list of coverages.

Flood Insurance Covers:

  • Your home’s foundation
  • A personal building’s foundation
  • Electrical and plumbing systems
  • Air conditioning equipment, furnaces, and heaters
  • Appliances like washers, dryers, refrigerators, and stoves
  • Personal possessions, such as electronic equipment, furniture, and clothing
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